Elderly & Living with Debt
Debt issues affect the elderly just like they affect people of any age. However, the elderly are generally more resistant to filing bankruptcy because of a moral obligation to “pay your bills.” While admirable, this thinking can lead to disastrous consequences if an elderly person’s utilities are shut off as a result of non-payment or worse yet, evicted from their apartment because they are too embarrassed to ask for help. We at Ravosa Law Offices, PC are here to help and always provide a free consultation to see what assistance is available.
It is also important to know that there may be alternative options available to address debt. Someone with only social security benefits and minimal assets can notify creditors of their protected income status, and may not need a bankruptcy filing to address their debts. Each individual’s needs are different, and the best approach depends on what their short-term and long-term financial goals are. Talking to a lawyer can help you and your family understand all of your options and how to best improve your financial health.
We offer home and hospital visits for our elderly clients and are happy to explain what we can do for you in a friendly non-judgmental manner. We are just a phone call or an email away, so don’t be afraid to get ahold of us—we’d be delighted to help!
Reach out to us today to schedule a time to speak. Call us at 508-655-3013, 508-755-3202 or 413-734-4147. We have offices across Massachusetts. For more information on our office, visit us at ravosalawoffices.com